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No, Encompass Protection does not charge a policy fee.

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Encompass Protection is issued by MLC Limited (MLC Life Insurance, the Insurer) ABN 90 000 000 402 AFSL 230694. Protect Super Plan is a division of OneSuper ABN 43 905 581 638 RSE R1001341, issued by Diversa Trustees Limited (Diversa) ABN 49 006 421 638 AFSL 235153 RSE L0000635. NEOS Life (NEOS), is a registered business name of Australian Life Development Pty Ltd ABN 96 617 129 914 AFSL 502759. NEOS provides superannuation administration services in relation to the Protect Super Plan on behalf of Diversa and insurance administration services (excluding the administration of claims) for Encompass Protection on behalf of MLC Life Insurance.

This website provides general information only and the information has been prepared without taking into consideration your personal objectives, financial situation or needs. Because of this, you should carefully consider whether this information is appropriate for you before acting on it.

In particular, you should seek professional financial advice and read the relevant Product Disclosure Statement (PDS) before making any decision about a life insurance product. A copy of the Encompass Protection PDS can be obtained by calling us at 1300 476 030 or here on our website. Encompass Protection Target Market Determinations (TMDs) are available here on our website. Copyright MLC Limited. All rights reserved.

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