Having the right life insurance gives you the confidence to plan and achieve your life goals, while knowing that if the worst happens – you’re protected. And so is your family.
Encompass Protection is a product designed for this very reason – to help Australians protect what’s important to them.
It includes four types of cover – Life Cover, Total and Permanent Disability (TPD) Cover, Critical Illness Cover, and Income Protection Cover – so you can tailor your policy to your exact needs.
Vivo is a holistic health, wellness and recovery program that provides care and support through life’s journey.
Vivo does this by supporting your everyday health and wellness, and recovery needs through a range of services.
See how Vivo can support you today, visit vivowellbeing.com.au
Critical Illness Cover
Every Encompass Protection policy includes these valuable features:
For the full terms and conditions of these features, please refer to the Encompass Protection Product Disclosure Statement and Policy Document (PDS)
The insured person is fully covered, 24 hours a day, anywhere in the world.
CONTINUITY OF COVER
As long as premiums are paid, cover will continue each year (even if the insured person’s health worsens), until your policy expires.
GUARANTEED UPGRADE OF BENEFITS
Whenever we improve the terms offered by Encompass Protection, and those improvements don’t result in a premium increase, those terms will be made available to you.